Efaz Hossain

Finance Professional | Real Estate Development Accounting → FP&A | San Francisco, CA

Hi, I'm Efaz Hossain — a finance professional with 2+ years of hands-on experience in real estate development accounting, currently transitioning into FP&A.My background is in the operational core of finance — managing multi-entity accounting workflows, capital reporting, and budget-to-actual analysis across complex development structures. At Wilson Meany, I supported financial operations across 7 entities tied to $1.2B+ in development activity, handling everything from AP workflows and job cost tracking to capital call preparation and lender compliance reporting. Before that, I worked at The John Stewart Company managing financial close, reconciliations, and reporting across a multi-property affordable housing portfolio.What sets me apart from most accounting-to-FP&A candidates is that I've never just recorded numbers — I've worked in environments where the accuracy of those numbers had direct downstream consequences for investor reporting, capital deployment, and project cost visibility. That operational depth is what I'm now combining with financial modeling, driver-based forecasting, and SaaS business analytics as I build toward FP&A.I'm currently completing my FMVA and FPAP certifications through the Corporate Finance Institute, building financial models in parallel, and targeting FP&A analyst roles in San Francisco.UC Santa Cruz — B.S. Business Management Economics, 2024.

• Financial Models
• Work Experience
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Financial Models

3 Statement Model

Integrated 3-statement model built from Procore's 10-K — linking IS, BS, and CFS across a 3-year forward projection.

DCF Valuation Model

Intrinsic value estimate for a public company using projected free cash flows, WACC, and terminal value — with sensitivity tables across discount rate and growth assumptions.

Budget vs. Actual — Variance Analysis

Monthly budget vs. actual report with variance decomposition — built to replicate real FP&A reporting workflow.

Driver-Based Forecast Model

Forward-looking operating model built on business drivers — revenue, headcount, and cost assumptions linked end-to-end.

Scenario & Sensitivity Analysis

Stress-test of a financial model across base, bull, and bear cases — with two-variable data tables showing output sensitivity to key assumption changes.

SaaS Operating Model

ARR waterfall, cohort-based retention, CAC payback, and headcount-driven opex model for a growth-stage SaaS company — built using publicly available metrics.

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Work Experience

Wilson Meany — Staff Accountant | San Francisco, CA | Nov 2024 – Apr 2026
Supported financial operations across 7 development entities tied to $1.2B+ in development costs. Managed AP workflows, monthly close, capital call preparation, variance analysis, and lender compliance reporting across a complex multi-entity real estate development structure.The John Stewart Company — Jr. Staff Accountant | Scotts Valley, CA | Jul 2023 – May 2024
Managed financial close, reconciliations, and reporting across a multi-property affordable housing portfolio. Reduced monthly reporting cycle by 20% and improved record accuracy by 15% through process improvements and standardized workflows.Turing Haus Co-op — Treasurer | Santa Cruz, CA | Jan 2023 – Feb 2024
Managed household financial operations including budgeting, cash flow tracking, and monthly reconciliation. Built a Tableau dashboard presenting cost-reduction strategies that contributed to 12% cost savings.

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